Products/MHS Finance
Early access · Corporate groups, MNCs and growing businesses

MHS Finance

Accounts, VAT, tax and invoicing for Bangladesh, in one cloud ledger with AI that does the routine work.

Built for companies where VAT returns, Mushak challans, TDS and VDS cannot be wrong. Every invoice, payment and challan posts to one ledger, so the books, the NBR returns and the board report all show the same numbers. It works for a single shop and scales to a group of companies.

At a glance
Built forShops to corporate groups
ComplianceNBR VAT & SD, Mushak, TDS, VDS
SetupSelf-serve, by company type
DeploymentCloud SaaS, private cloud
PriceFrom ৳1,990 / month
StatusIn development · early access
The problem

Where finance teams lose their month.

The monthly VAT return is rebuilt in Excel from separate sales and purchase registers.
Mushak challans come from one system, the ledger lives in desktop accounting software, and the two never fully agree.
TDS and VDS are deducted on payments, but certificates and deposit dates are tracked by hand.
Each group company closes separately, and the consolidated board pack is put together in spreadsheets.
With MHS Finance

Compliance that comes out of the ledger.

Every sales invoice issues a Mushak 6.3 and posts to the purchase and sales books on its own.
A draft Mushak 9.1 return each month, built from entries already in the books.
TDS and VDS applied at payment, with certificates and deposit deadlines tracked and reminded.
Group consolidation with inter-company eliminations, from live company ledgers.
Modules

What is inside MHS Finance.

Modules switch on per company. A shop gets a simple cash book and invoicing; a group gets consolidation, approvals and IFRS reporting on the same platform.

01
Accounts & general ledger
Double-entry ledger with payment, receipt, journal and contra vouchers, cost centres, period locks and a full audit trail.
02
Sales, invoicing & receivables
Tax invoices, credit and debit notes, customer statements and receivables ageing, with reminders sent for you.
03
Purchase & payables
Supplier bills, approvals by amount, payment runs and import costing with customs duties added to landed cost.
04
VAT & SD (Mushak)
Mushak 6.1, 6.2, 6.2.1, 6.3, 6.5, 6.6, 6.7, 6.8 and 6.10, and a draft monthly return 9.1. Rates are kept up to date with each Finance Act.
05
Income tax, TDS & VDS
Withholding by section on every payment, certificates, treasury challan records and advance tax tracking.
06
Group & consolidation
Many companies under one login, inter-company entries and eliminations, budgets against actuals, and IFRS financial statements.
07
AI finance assistant
Ask in plain English and it explains any screen or figure, or does the task for you: drafting entries from bills, matching bank lines, building reports. Changes always wait for your approval.
08
Automation & alerts
Recurring entries, "when this, then that" rules, scheduled reports, and reminders for VAT, TDS and VDS deadlines by e-mail, SMS and in the app.
09
Self-serve setup
Pick your company type and answer a short guided setup. Chart of accounts, tax codes and Mushak settings are created for you, ready to use.
Bangladesh compliance

Every Mushak form, produced from the ledger.

Rates, thresholds and form layouts are kept as yearly rule sets, updated after each budget and NBR order, so a Finance Act change is an update on our side, not a project on yours.

Form or duty
What it is
How MHS Finance handles it
Mushak 6.3
Tax invoice (VAT challan)
Issued with every sales invoice, numbered per branch, printed or e-mailed
Mushak 6.1 · 6.2 · 6.2.1
Purchase book, sales book, purchase–sales book
Filled in as you post bills and invoices, never typed separately
Mushak 6.5
Transfer challan between branches
Created with each stock transfer, linked to both branches' books
Mushak 6.6
VAT deducted at source (VDS) certificate
Issued when you pay a supplier, with deposit reminders
Mushak 6.7 · 6.8
Credit note and debit note
Raised from the original invoice, so the VAT adjustment carries through
Mushak 6.10
High-value purchase and sale statement
Listed automatically from transactions above the limit
Mushak 4.3
Input–output coefficient declaration
Built from bills of material for manufacturers
Mushak 9.1
Monthly VAT return
Drafted each month from the books, checked by AI, then reviewed by you
TDS & AIT
Income tax withheld at source
Section and rate applied per payment; certificates and challans recorded
Customs duties
CD, RD, SD, VAT, AIT and AT on imports
Captured from the bill of entry into landed cost and input VAT
AI built in

A team of AI agents working inside your books.

They use the same permissions as the person asking. Anything that changes your books is shown as a preview first and only runs after you approve it. Every action is logged.

Guide
Hover or tap anything (a field, a report line, a Mushak column) and it explains it in plain English using your own figures. If you get stuck, it walks you through the screen step by step.
Just tell it
"Post this month's depreciation." "Fix the VAT rate on invoice 1045." "Show suppliers unpaid over 60 days." Type it, check the preview, approve.
Bookkeeping
Reads bills and receipts from a photo or PDF and drafts the entry with the right accounts, VAT and withholding.
Reconciliation
Matches bank statement lines to ledger entries and shows only what needs a human decision.
VAT & tax checker
Flags wrong rates, missing VDS, duplicate bills and deadline risks before they reach a return.
CFO insights
Cash-flow forecast, margin trends and a written board-pack summary, ready each month.
Built for every company type

Ready-made for your industry on day one.

Pick your company type when you sign up. The chart of accounts, VAT settings, document numbering and modules are set up for that business, and you can change any of it later.

SHOP
Single shop or trader
Cash book, simple invoices with 6.3, VAT books and daily cash close.
SME
Growing business
Branches, inventory, full VAT return, TDS and VDS, approvals.
CORPORATE
Large company
Maker-checker, budgets, cost centres, IFRS statements and audit packs.
GROUP · MNC
Group or multinational
Many companies, inter-company eliminations, consolidation and group reporting.
Retail & super shopWholesale & distributionImporter & trading houseE-commerceGeneral manufacturingRMG & textilesPharmaceuticalsFMCGSteel, cement & construction materialsIT & professional servicesRestaurant & hospitalityHospital & diagnosticsEducationLogistics & transportReal estate & constructionAgro-processingPower & energyNGO & non-profitHolding companyMNC subsidiary
From sign-up to month-end

Running without anyone setting it up for you.

01
Sign up
Register online and choose your company type: retail, manufacturing, RMG, services, group or MNC.
02
Guided setup
Enter TIN, BIN, branches and opening balances step by step, or import them from your old software or Excel.
03
Daily work
Invoices with Mushak challans, bills and payments, with VAT and withholding applied as you post.
04
Checked as you go
AI agents flag wrong rates, missing VDS, duplicates and unmatched bank lines before they reach a return.
05
Month-end
Draft 9.1 return, financial statements and the board pack ready to review, then the period is locked.
Why switch

Desktop accounting software, or MHS Finance.

Most Bangladeshi companies still run their books on desktop software installed on one office PC. Here is what changes when the ledger moves to the cloud.

Typical desktop software
MHS Finance
Where it runs
Installed on office PCs; remote use needs extra tools
Any browser: office, home or phone
Data and backups
Kept on your own PC or server; backups are your job
Hosted, encrypted and backed up every day
Updates and rule changes
Installed by hand; a renewal is needed for updates
Automatic and included in the subscription
Monthly VAT return
Exported, then finished in Excel
Draft 9.1 built from the ledger
Group companies
Separate data per company; consolidation in spreadsheets
Built-in consolidation and eliminations
Help when stuck
Dealer support and manuals
AI guide on every screen, plus local support
Getting started
A dealer installs and configures it
Self-serve setup by company type in minutes
Paying
Upfront licence plus yearly renewal
Monthly or yearly subscription, nothing upfront
Pricing

Simple plans. No licence fee, no setup fee.

Pay monthly or save about 20% yearly. Every plan includes hosting, daily backups, updates and every VAT and tax rule change.

Starter
Shops, traders and small businesses getting VAT-ready.
৳1,990/ month
Billed yearly · ৳2,490 month to month
1 company, 3 users
Ledger, vouchers, cash and bank
Invoices with Mushak 6.3
VAT books 6.1 and 6.2
Core financial reports
AI guide on every screen
E-mail support
Join early access
Business
VAT-registered companies with branches and stock.
৳5,990/ month
Billed yearly · ৳7,490 month to month
1 company, up to 5 branches, 10 users
Everything in Starter
Draft return 9.1, VDS and TDS
Inventory and fixed assets
Approvals, recurring entries and automation
Bookkeeping and reconciliation agents
Support within 8 working hours
Join early access
Corporate
Recommended
Large companies and groups with heavy VAT and tax work.
৳17,990/ month
Billed yearly · ৳22,490 month to month
Up to 5 companies, 30 users
Everything in Business
Consolidation and inter-company
Budgets, cost centres and IFRS statements
Maker-checker and period locks
All AI agents, open API and single sign-on
Assisted onboarding, 4-hour support
Join early access
Enterprise
Groups, MNCs and regulated companies.
Custom
Quoted after a scoping call
Unlimited companies and users
Everything in Corporate
Private cloud and data residency
Custom workflows and reports
Dedicated migration team
Named account manager
1-hour support with SLA
Talk to us
Extra user
৳490 / month
Extra company (Business and up)
৳2,990 / month
Assisted migration from Tally or Excel
From ৳25,000 one-time, included on yearly Corporate
Free trial at launch
14 days, all Business features, no card needed
Early-access offer: 30% off your first year, and launch prices locked for two years. Prices are in BDT and exclude VAT.
Integrations

What it will connect to.

Planned for launch. Early-access companies help decide what comes first.

Import from Tally & ExcelBank statementsSSLCommerz, bKash & NagadE-mail, SMS & WhatsAppBusiness ERPHRM & PayrollPOS & BillingOpen API & webhooks
Early access

MHS Finance is in development. We are working with a small group of companies, especially corporate groups and manufacturers with heavy VAT and tax work, to shape it before launch. Early-access companies get priority onboarding and launch pricing.

Deployment

Start online in minutes, or run it in your own isolated environment.

Cloud SaaS
Sign up, take a free trial and pay online. We host, back up and update it.
Private cloud
Your own isolated instance and database, for groups with data residency rules.
Enterprise
Single sign-on, approval workflows, a dedicated migration team and priority support.
How we secure each model →
FAQ

Common questions

It is in development and open for early access. Early-access companies help shape it, get priority onboarding and keep launch pricing. The self-serve free trial opens at launch.

At launch you sign up online, pick your company type and get 14 days with all Business features. No card is needed. If you subscribe, everything you entered during the trial stays.

Yes. Import your chart of accounts, customers, suppliers, items and opening balances from Tally exports or Excel. The AI suggests how your old accounts map to the new ones, and you confirm. Assisted migration is available if you want us to do it.

The VAT and Supplementary Duty Act 2012 and its rules, the Income Tax Act 2023, and current NBR orders. Rates and thresholds are kept as yearly rule sets and updated after each budget. You always review returns before submitting them on the NBR portal.

Data is encrypted in transit and at rest, backed up every day, and isolated per company. Access is controlled by role down to branch and module, and every change is in the audit trail. Groups with data residency rules can choose a private cloud.

MHS Finance launches as a web application that runs in any browser and can be installed on a computer or phone. Windows and Mac desktop apps come next, followed by Android and iOS.

Online with bKash, Nagad or card, or by bank transfer for yearly Corporate and Enterprise plans. Your plan activates as soon as payment is confirmed.

You get a grace period, then the account turns read-only. You can export all your data at any time. It is your data.

Shape MHS Finance with us.

Tell us how your VAT, tax and month-end work today. Early-access companies get priority onboarding and launch pricing.